I'm pretty convinced this is a valid solution since it only breaks on submission, never in the test with the same values that throw an index out of bounds condition.

```
class Solution {
func maximalSquare(_ matrix: [[Character]]) -> Int {
if matrix.count == 0 {
return 0
}
var maxrun = 0
// tracking matrix with length and width one larger
// we sum runs at matrix[x][y] in runs[x+1][y+1]
var runs = [[Int]](repeating:([Int](repeating: 0, count: matrix[0].count + 1)), count: matrix.count + 1)
// walk the matrix incrementing ahead as we walk
for x in 0..<matrix.count {
for y in 0..<matrix[0].count {
// zero value runs reset the base to zero
if matrix[x][y] == "1" {
// ensure a zero resets the run, looking back to capture the prior run info
// we look back 1 row and column to ensure we are still building a square
let run = min(runs[x][y], runs[x+1][y], runs[x][y+1])
// save the current run + 1 for the current '1' value
runs[x+1][y+1] = run + 1
// do we have a new max run
maxrun = max(runs[x+1][y+1], maxrun)
}
}
}
// area is square of max run
return maxrun * maxrun
}
}
```